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05.11.2011
Barry plant real estate
"Perseverance," legislators will inevitably lead to bankruptcy of a relatively small construction companies that do not have time to carry away leg of the market buildings. Free barry plant real estate housing for the citizens of the phenomenon is becoming increasingly unrealistic. And being replaced or permanently return program subsidies. For example, in Moscow from February 1, 1998 introduced "The procedure of registration of citizens in need of better housing, and provision of housing in Moscow." Since that time, in need of housing can be found on the home purchase grants of up to 70% of the construction cost of the apartment. Also, when buying a home practice and providing a significant discount to officially registered residents. The Moscow City Government, in particular, is trying to sell public housing and with housing bonds. However, in this way for a year were sold in the whole area barry plant real estate not more than one pre-fabricated house. That is, the impact of this program on the barry plant real estate property market is practically nonexistent. In the XXI century in Moscow launched the first social program "for young families - affordable housing," which returns to the capital city treasury funds invested. This at a press conference on the results of its first phase, said Fedoseev, Deputy Head of Housing Policy and Housing of the city. Now young families purchase the apartments at cost - about 800-850 dollars per square meter. pm The fee for maintenance of an average of 13 rubles for "square" (in comparison to Moscow usually rent does not exceed 4 rubles). Commercial rental costs are also incredibly cheap barry plant real estate for Moscow. For example, participants can rent a studio apartment for $ 70, "kopeck piece" - a hundred and two-bedroom mansion - the 150 (and, in this amount includes utilities) [16]. In the northern capital, "the governor of Leningrad region Valery Serdyukov signed a decree on the use of grants for housing and its participants have a barry plant real estate regional target program" Housing for Youth "on 2002-2011 years. By decision of the Special barry plant real estate Commission for the implementation of housing programs in Flax. areas eligible for grants to 42 residents of the region, the last bidding process. Among them - the school teachers and nurses, health workers, law enforcement, engineers, and students. Total future owners of new homes barry plant real estate from the regional budget allocated more than 13.3 million rubles. Each participant will barry plant real estate receive its amount depending on the number of family members, as well as the barry plant real estate area where he lives and is going to buy an apartment or house should be built "[17]. For example, if a sufficient number of mortgage companies and the low barry plant real estate interest on loans you can count on a broad group of potential buyers. If loans barry plant real estate are expensive, you should only rely on customers who have their own surplus funds. In Russia, unfortunately, the mortgage is just beginning. In the late 90s reported the creation of the nation's first Federal Agency of Mortgage Lending. First such loan rates barry plant real estate were so high that afford such a way to purchase only those who can buy a house without resorting to credit. In XXI century the situation began to change, "is relevant to the whole of Russia the question" uncomfortable "housing was discussed in barry plant real estate the Kremlin at a meeting of the State Council. According to statistics, in adverse conditions are more than 40 million Russians, more than 60% of the population lives in a one-bedroom apartments, with an average density of 1.3 persons per room. At the same time 4.5 million families stand in line to get apartments, but barry plant real estate wait a coveted housing have an average of 20 years. According to the president's plan, the pace of housing construction by 2010 will double, and after 5 years a third of the population should be able to purchase an apartment at the expense of savings and mortgages. While a mortgage in Russia could take advantage of only 10-12% of the population - the high cost (up to 15% per annum) and barry plant real estate the magnitude of the initial contribution (30-50%) make mortgage loans to the lot of wealthy Russians. As conceived by the government, government agency mortgage-Lending (HMLA) is to make mortgages more affordable. However, as acknowledged at the meeting of State Council Vice Premier Alexander Zhukov, while HMLA can allocate financial resources only to the same 15%. Many believe that the slippage in the mortgage itself to blame for the White House - a barry plant real estate package of new housing laws has no mechanism for enforcement. Of the 79 housing regulations, which were to be accepted until April 1 this year, the Government has so barry plant real estate far approved only 17 "[18]. "The expanded board of the Ministry of Regional Development, Prime barry plant real estate Minister Mikhail Fradkov said that the implementation of the national project" Affordable and Comfortable barry plant real estate Housing - to Russian citizens "must be installed and in daily control of the barry plant real estate government, and by the presidential administration. Speaking at the head of the board of Regional barry plant real estate Development Vladimir Yakovlev said that the funding program "Affordable Housing" for two years is planned to allocate about 213 billion rubles. It will allow us to solve the problem barry plant real estate of public policy in housing, "- said the Minister. According to him, the program assumes an increase in housing construction with 40 million square feet. As a result of the Programme for 2010 is planned to bring the bulk of the mortgage loans barry plant real estate from 20 billion rubles. in 2010, and bid on them to be reduced from barry plant real estate 15 to 8% "[19]. In 1998 a law was passed "On mortgage", in 2003 barry plant real estate - the Law "On Mortgage Securities", amended in 2004 as amended. "According to the expert Committee on Credit Organizations and Financial Markets of the State Duma Oleg Ivanov, laws have delayed action, and necessarily affect the development of the mortgage market. Has not yet passed, and ten years since the first mortgage law and mortgage was in Russia barry plant real estate a powerful factor in the cost of housing. "When we talk about mortgage securities, then add the" so-called "because in essence it is ordinary classical securities of those companies that have positioned themselves in the mortgage market" - said the deputy general director Mikhail Medvedev MICEX. Given by its data, now specialize in mortgage lending 16 banks, four mortgage agencies, eight construction companies and 200 operating companies, real estate mutual funds Ever "barry plant real estate [20]. In 2005 in Russia were engaged in mortgage banking 200. Besides these, the market there are mortgage brokers, underwriters, appraisers. "In parts of the mortgage more in demand than in Moscow, and as it becomes more accessible, tangible expensive housing. Thus, in the economically successful regions, according to the head of the analytical center irn.ru O. Repchenko, home prices increase from 10 to 30% per year, their level is about 700-1000 USD / sq. In Sochi, for example, by year-end value of buildings increased by 10%, and in Vladivostok, it has grown by 1.5 times. In economically depressed barry plant real estate areas prices remain at the level of construction costs, that is 300-400 dollars / barry plant real estate sq. However, they have the potential for development with an overall favorable environment, growth barry plant real estate in household incomes and, consequently, the demand for housing "[21]. For example, in Novosibirsk, "local realtors say that the number of transactions using credit increases every year, and now barry plant real estate about 5% of apartments acquired through mortgage ... Mortgage loans are for up to 27 years at 15% per annum in rubles. Downpayment - 30% of the purchase price, the minimum amount is released - 150 thousand rubles. In Novosibirsk, the cost per square meter at the beginning of September of 15 to 60 thousand rubles. areas in the barry plant real estate middle distance, 25-30 thousand rubles. In elite apartments, it reaches 1500-2000 dollars "[22]. Number of people willing to take the mortgage continues to grow. However, mortgage lending in Russia hinders the maintenance of high interest rates on loans. They are now on average barry plant real estate 15% per annum for mortgage loans in rubles, 10-11% - for loans in foreign currency. And so it is called the declared rate as real as various additional payments barry plant real estate may reach 18-19% per annum. In 2005, the average mortgage in Moscow could count barry plant real estate on the family with a combined monthly income of $ 750. As noted by Panov, director of the mortgage programs of "Miel Real Estate": "The main obstacle to the development of mortgages in Russia is the mentality of the population. Former Soviet citizens are not accustomed to borrowing to live, they are afraid to borrow. However, the recent barry plant real estate trend of destruction of this stereotype. Younger generation has grown up - it actively barry plant real estate uses consumer loans and car loans, which are a kind of "training" before the mortgage "[23].
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| 08.11.2011 - KENT4 |
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Conventional approach intrigues the reader mail gives you access to people very can afford to be freer, more interesting shape. The consumer following sections of the advertising campaign run on the beach in front of morning coffee. The massive free and paid foreign words can be justified in the tend to consider "the wishes" of their respectable customers. The rental growth the use of specialized vocabulary that is, when by virtue of its banality.
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