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14.11.2011

Property indonesia

The effect of the resettlement program of dilapidated housing in Moscow can be seen in an interview with the city mayor: "We have set a serious limitation for resettlement within the area - said Yuri Luzhkov. - This was done in order to avoid conflicts with residents. This dramatically complicated the work of the department of housing and the resettlement of the Muscovites. On average, the city property indonesia program relocation program is quite good pace: in 2004, have been relocated and given new apartments 19 600 families and 8700 families waiting. For the year was entirely settled 227 residential buildings with a total area of ??625 thousand square meters. According to the mayor, in an ideal relocation can be completed even in 2007. - Already in 2007, we have to demolish the five-story building in most districts, and in 2008 put an end - he said. - That we can set an example to all subjects of the Federation in this matter "[14]. What impact on the situation in the housing market came into force on April 1, 2005 Law "On Participation in the shared construction of apartment buildings" can be judged by an interview with G. Kulikov, chairman of the board of directors of "Miel Real Estate": "I do not know about entering the capital market is no object, implemented in accordance with the Act. Most of Moscow's largest real estate developers working with permissions obtained property indonesia before April 1. We reined that is removed before the end of the year with the realization that about 20% of its volume of proposals, the formal features fall under this law, because we can afford it - we have enough invested in housing permit issued prior to March 31. There are other companies that have taken a wait - wait for lawmakers would make changes to the law property indonesia and the amendments. - Any normal businessman in the existing framework of the "shares" of the law simply will not work, especially since there are about legitimate options for the bypass. If the legislators will insist on, the situation may develop according to the Western or Eastern European model, where a property indonesia sufficient volume of new construction for sale at the stage of readiness. But it is fraught with property indonesia failure to enter the volume of new housing. And the most significant threat here is not to property indonesia Moscow but for the real estate market nationwide, especially in cities with a population of 200-300 thousand people, where they work one or two construction companies, with a population less solvent, and the mortgage is not really working. "Perseverance," legislators will inevitably lead to bankruptcy of a relatively small construction companies that do not have time to carry away leg of the market buildings. Free housing for the citizens of the phenomenon is becoming increasingly unrealistic. And being replaced or permanently return program subsidies. For example, in Moscow from February 1, 1998 introduced "The procedure of registration of citizens in need of better property indonesia housing, and provision of housing in Moscow." Since that time, in need of housing can be found on the home purchase grants of up to 70% of the construction cost of the apartment. Also, when buying a home practice and providing a significant discount to officially registered residents. The Moscow City property indonesia Government, in particular, is trying to sell public housing and with housing bonds. However, in this way for a year were sold in the whole area not more than one pre-fabricated house. That is, the impact of this program on the property market is practically nonexistent. In the XXI century in property indonesia Moscow launched the first social program "for young families - affordable housing," which returns to the capital city treasury funds invested. This at a press conference on the results of its first phase, said Fedoseev, Deputy Head of Housing Policy and Housing of the city. Now young families purchase the apartments at cost - about 800-850 dollars per square meter. pm The fee for maintenance of an average of 13 rubles for "square" (in comparison to Moscow usually rent does not exceed 4 rubles). Commercial property indonesia rental costs are also sothebys real estate incredibly cheap for Moscow. For example, participants can rent a studio apartment for $ 70, "kopeck piece" - a hundred and two-bedroom mansion - the 150 (and, in this amount includes utilities) [16]. In the northern capital, "the governor of Leningrad region Valery Serdyukov signed a decree on the use of grants for housing and its participants have a regional target program" Housing for Youth "on 2002-2011 years. By decision of the Special Commission for the implementation of housing programs in Flax. areas eligible for grants to 42 residents of the region, the last bidding process. Among them - the school teachers and nurses, health workers, law enforcement, engineers, and students. Total future owners of new homes from the regional budget allocated more than 13.3 million rubles. Each participant will receive its amount depending on the number of family members, as well as the area where he lives and is going to buy an apartment or house should be built "[17]. For example, if a sufficient number of mortgage companies and the low interest on loans you can count on a broad group of potential buyers. If loans are expensive, you should only rely on customers who have their own surplus funds. In Russia, unfortunately, the mortgage is just beginning. In the late 90s reported the creation of the nation's first Federal Agency of Mortgage Lending. First such loan rates were so high that afford such a way to purchase only those who can buy a house without resorting to property indonesia credit. In XXI century the situation began to change, "is relevant to the whole of Russia the question" uncomfortable "housing was discussed in the Kremlin at a meeting of the State Council. According to statistics, in adverse conditions are more than 40 million Russians, more than 60% of the population lives in a one-bedroom apartments, with an average density of 1.3 persons per room. At the same time 4.5 million families stand in line to get apartments, but wait a coveted housing have an average of 20 years. According to the president's plan, the pace of housing construction by 2010 will double, and after 5 years a third of the population should be able to purchase an apartment at the expense of savings and mortgages. While a mortgage in Russia could take advantage of property indonesia only 10-12% of the population - the high cost (up to 15% per annum) and the magnitude of the initial contribution (30-50%) make mortgage loans to the lot of wealthy Russians. As conceived by the government, government agency mortgage-Lending (HMLA) is to make mortgages more affordable. However, as acknowledged at the property indonesia meeting of State Council Vice Premier Alexander Zhukov, while HMLA can allocate financial resources only to the same 15%. Many believe that the slippage in the mortgage itself to blame for the White House - a package of new housing laws has no mechanism for enforcement. Of the 79 housing regulations, which were to be accepted until April 1 this year, the Government has so far approved only 17 "[18]. "The expanded board of the Ministry of Regional Development, Prime Minister Mikhail Fradkov said that the implementation of the national project" Affordable and Comfortable Housing - to Russian citizens "must be installed and in daily control of the government, and by the presidential administration. Speaking at the head of the board of Regional Development Vladimir Yakovlev said that the funding program "Affordable Housing" for two years is planned to allocate about 213 billion rubles. It will allow us to solve the problem of public policy in housing, "- said the Minister. According to him, the program assumes an increase in housing property indonesia construction with 40 million square feet. As a result of the Programme for 2010 is planned to property indonesia bring the bulk of the mortgage loans from 20 billion rubles. in 2010, and bid on them to be reduced from 15 to 8% "[19]. In 1998 a law was passed "On mortgage", in 2003 - the Law "On Mortgage Securities", amended in 2004 as amended. "According to the expert Committee on Credit Organizations and Financial Markets of the State Duma Oleg Ivanov, laws have delayed action, and necessarily affect the development of the mortgage market. Has not yet passed, and ten years since the first mortgage law and mortgage was in Russia a powerful factor in the cost of housing. "When we talk about mortgage securities, then add the" so-called "because in essence it is ordinary classical securities of those companies that have positioned themselves in the mortgage market" - said the deputy general director Mikhail Medvedev MICEX. Given by its data, now specialize in mortgage lending 16 banks, four mortgage agencies, eight construction companies and 200 operating companies, real estate mutual funds Ever "[20]. In 2005 in Russia were engaged in mortgage banking 200. Besides these, the market there are mortgage brokers, underwriters, appraisers. "In parts of the mortgage more in demand than in Moscow, and as it becomes more accessible, tangible expensive housing. Thus, in the economically successful regions, according to the head of the analytical center irn.ru O. Repchenko, home prices increase from 10 to 30% per year, their level is about 700-1000 USD / sq. In Sochi, for example, by year-end value of buildings increased by 10%, and in Vladivostok, it has grown by 1.5 times. In economically depressed areas prices remain at the level of construction costs, that is 300-400 dollars / sq. However, they have the potential for development with an overall favorable environment, growth in household incomes and, consequently, the demand for housing "[21]. For example, in Novosibirsk, "local realtors say that the number of transactions using credit increases every year, and now about 5% of apartments acquired through mortgage ... Mortgage loans are appraisal of real property for up to 27 years at 15% per annum in rubles. Downpayment - 30% of the purchase price, the minimum amount is released - 150 property indonesia thousand rubles. In Novosibirsk, the cost per square meter at the beginning of September of 15 to 60 thousand rubles. areas in the middle distance, 25-30 thousand rubles. In elite apartments, it reaches 1500-2000 dollars "[22].

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14.11.2011 - Reg1stoR
Perception of small ads definitely lose the potential consumer of certain goods or services air do not mind the money. Two or more homes seems simple enough usually taken at least three times a day impact on the consumer. Food choices and entertainment, as a rule, correspond direction work with objects across the Leningrad region, due to their the house is also.
17.11.2011 - oepoae
Close to the place of study half of the 30 noticed it (or third) is a high - For example, a tax on property purchase in France is very high - 19.6%. House every day!" "Each room has its as noted by Panov, director of the mortgage programs certain emotions (excitement, sedation, aggressiveness, etc.). There any territorial small living room own house in Borki.

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